Privacy
Your data, your rules
Noreli only works if you trust it. Here is exactly what we collect, why we need it, and what you can do about it.
How your financial information is handled
Noreli only works if you trust it with sensitive numbers. Here's the plain-language version of what that means in practice.
- Only you see your numbers
- Every financial row is tied to your account, and the database itself refuses reads from anyone else.
- You control access
- Sign in is protected. You can change your password or sign out any device at any time.
- Export anytime
- Download everything Noreli holds about you as a portable file, on demand.
- Delete when you want
- One click removes your account and all associated data. No hoops.
What we collect and why
Everything below is typed in by you. Noreli does not connect to your bank, import transactions, or read anything from other services.
| Category | What it is | Why it is needed |
|---|---|---|
| Account details | The email address you sign in with, and a display name if you give one. | To create your account, sign you in securely and let you recover access. |
| Income | Gross salary, working days and hours, holiday allowance, bonus, 30% ruling status and end date, pension percentages. | These are the figures a four-day-week estimate is built from. |
| Outgoings | Monthly essential expenses, flexible expenses and debt payments. | To work out what is left each month in each scenario. |
| Assets and liabilities | Savings, investments, pension balance, property equity, mortgage and other debts — as totals you type in. | To show your position today and how a change would affect it. |
| Goals | What you are saving towards, the amount and any target date. | To estimate how a shorter week changes the time to reach it. |
| Saved forecasts | The inputs, assumptions and results of each forecast you save. | So you can reopen a decision later and see exactly what it was based on. |
How your data is used
Your answers build one thing: your own financial profile. That profile is the only input to your forecasts. When you run a scenario, the calculation happens on our server as you, using your profile and the current Dutch rules stored centrally — and the result is shown only to you. Saving a forecast stores a snapshot of the inputs, the assumptions and the result, so you can come back to a decision and see what it rested on.
We do not sell your data, share it with advertisers or trackers, or use your financial values in analytics.
Results are estimates
Every number Noreli shows you is an estimate for orientation, not a payroll or tax calculation. It uses a simplified version of the Dutch box 1 rules and holds several things constant — expenses, pension percentages, inflation, pay rises and investment returns. Your actual payslip, pension scheme and tax return will differ. Check anything you plan to act on with your employer, your pension fund or a qualified adviser.
Please don't enter more than you need
Noreli is designed to work on round figures. You never need to give us identifying details, and we ask you not to: no BSN, no bank or investment account numbers, no employer name, no home address, no passport or residence-permit numbers. Free-text fields, such as a goal name, are for you — keep personal details out of them.
Getting a copy of your data, or deleting it
If you have an account, both are self-service under Settings → Privacy. Export gives you a JSON file with your profile, financial inputs, goals and saved forecasts. Deleting your account removes your sign-in account, your profile, your financial inputs, your goals and every saved forecast, and signs you out. It is immediate and cannot be undone.
If you cannot sign in, or you want your request handled by a person, write to us at the contact address below and we will action it.
Contacting us
Noreli is built by a small team who have been through these decisions themselves. For privacy requests, questions about your data, or anything that looks wrong: contact address [TO BE CONFIRMED]. We will confirm a monitored address before launch.